Disability
Disability from an accident or illness can strike anyone at any age. If you’re under age 35, you have a one
in three chance of becoming disabled for six months or more at some time during your working life.
The City of Woodstock provides all eligible employees the option of disability coverage through New York Life.
Voluntary Short Term Disability (STD) replaces 60% of your weekly income up to a maximum of $2,000 per week if a non-occupational injury or illness forces you out of work for an extended period of time. Benefits begin on the 15th day after an accident or illness. Benefits may be payable for up to 11 weeks. Any short term disability benefit payable to you may be offset by other types of income. Pre-existing condition limitations may apply. If coverage is elected, the premiums are paid for 100% by you.
Long Term Disability (LTD) replaces part of your income if you are disabled more than 90 days. Long term disability replaces 60% of your monthly earnings up to a maximum of $5,000. Partial disability and rehabilitation are also covered. Any long term disability benefit payable to you may be offset by other types of income. Pre-existing condition limitations may apply. This plan is 100% paid for by the City of Woodstock.
Reporting a Disability Claim
- ONLINE at nyl.com/customer-forms – Complete the form and submit online.
- BY PHONE at (888) 842-4462 or (866) 562-8421 (Español), 7:00 am–7:00 pm CST and a representative will walk you through the process.
- BY MAIL (OR FAX) – Visit nyl.com/customer-forms – Complete the form, sign and mail (or fax) it to Group Benefit Solutions.
Employee Assistance & Wellness Support
Financial. Legal & Estate Support Program
NYL GBS Survivor Assurance Program
Short Term Disability Evidence of Insurability (EOI) Form
TIP: For a fast, direct way to stay informed, opt-in for disability claim text notifications, either when submitting your claim online or by telling your Group Benefit Solutions claim manager.